Sangha Nidhi

Functional features:

• Compatible with all finance models.
• Lending from multi sources to the same portfolio of clients and generating source wise reports ,books of accounts and statements.
• Geographical information collectdd using 5 tier model to facilitate state wise,district wise,blockwise ,location wise and client wise reports.
• User definable loan products (size of loan,repayment period ,installments ,rate of interest, interest calculation method,limits and ceilings and penal provisions).

---

---

Loan Analysis :

• Demand ,Collection,Balance (DCB) analysis at various levels.
• Ageing Analysis,PAR and PIA for 30,60,90,180,365 and above 365.
• Area wise,Purpose wise ,loan product wise,borrowing wise and staff wise analysis and abstracts.
• Graphical analysis of DCB,overdues PAR and PIA.
• Efficiency ,profitability and performancy ratios.
• DashBoard reports on multiple financial indicators.

---

---

Financial Statement of Accounts Books of Accounts:

• Loan ledger for individual clients and group of clients.
• Cash book, bank book and loan book.
• Receipts and payments account ,income and expenditure account and balance sheet(branch wise and or source wise).
• Portfolio abstract on par with CGAP standards.
• Accounting of micro finance transactions at various levels with facility for consolidation of accounts and statements.

---

---

---